PocketGuard pricing breakdown
| Plan | Price | Details |
|---|---|---|
| Free | $0 | Basic budgeting; limits how many accounts you can connect (PocketGuard doesn’t publish the number) |
| Plus (monthly) | $12.99/month | All features, unlimited accounts and categories; 7-day free trial |
| Plus (annual) | $74.99/year ($6.25/mo) | $80.89 less than paying monthly for a year |
| Plus (lifetime) | $149.99 one-time | Pays for itself against the annual plan in about two years |
What’s included in PocketGuard Plus
- Unlimited bank account connections
- Unlimited custom spending categories
- Debt payoff planning tools
- “In My Pocket” spending view
- CSV transaction export
- Cashback and savings finder
- Bill tracking and alerts
- Priority customer support
PocketGuard vs SheetLink pricing
| Feature | PocketGuard | SheetLink |
|---|---|---|
| Monthly price | Free or $12.99/mo | Free or $4.99/mo |
| Annual price | $74.99/year | $49/year |
| Free tier | Limited number of accounts (unlimited needs Plus) | 1 bank, last 7 days, never expires |
| Bank sync | Automatic (daily) | Manual: press Sync now |
| Platform | Web, iPhone, Apple Watch and Android | Google Sheets and Excel |
| Data export | CSV (Plus only) | Native in Sheets and Excel; CSV and JSON from the CLI; Postgres and SQLite with Max |
| Customization | Pre-set categories | Fully customizable |
See the full PocketGuard comparison ›
Is PocketGuard Plus worth $74.99/year?
PocketGuard is worth it if you…
- Want a simple mobile-first budgeting app
- Like the “In My Pocket” spending concept
- Need built-in debt payoff tracking
- Have more accounts than the free plan allows
- Prefer automatic daily syncing
SheetLink is better if you…
- Want to save 35% ($49/yr vs $74.99/yr)
- Already use Google Sheets or Excel
- Prefer your own budgeting system
- Need a free tier with no expiry
- Want privacy-first manual sync
Questions
How much does PocketGuard cost in 2026?
PocketGuard is free with limited features. Plus costs $12.99/month, $74.99/year or $149.99 for lifetime access, and adds unlimited accounts, custom categories, and export features.
What does PocketGuard Plus include?
PocketGuard Plus includes unlimited connected accounts, custom categories, debt payoff tools, and CSV export. The free plan limits how many accounts you can connect; unlimited accounts need Plus.
Is PocketGuard free?
PocketGuard has a free tier, but it’s limited. Unlimited account connections require the Plus plan at $74.99/year.
What is a cheaper alternative to PocketGuard Plus?
SheetLink Pro costs $49/year vs PocketGuard Plus at $74.99/year. It syncs transactions from every bank you connect directly to Google Sheets or Excel.