PocketGuard Pricing 2026
PocketGuard has a free plan capped at 3 accounts. PocketGuard Plus costs $12.99/month or $74.99/year. Here's how it compares to SheetLink.
PocketGuard
Free or $12.99/mo
Plus at $74.99/yr · limited free plan
- ✓ Free plan available
- ✓ Mobile app
- ✗ Free plan capped at 3 accounts
- ✗ Plus at $12.99/mo
SheetLink
Plus plan 25% more$4.99/mo
or $39.99/year · free tier forever
- ✓ Unlimited accounts free
- ✓ Google Sheets + Excel
- ✓ Full history on Pro
- ✓ Plaid bank sync
Sync bank transactions directly into Excel — no CSV exports.
PocketGuard Pricing Breakdown
| Plan | Price | Details |
|---|---|---|
| Free | $0 | Basic budgeting, up to 3 accounts, 2 custom categories |
| Plus (Monthly) | $12.99/month | All features, unlimited accounts and categories |
| Plus (Annual) | $74.99/year ($6.25/mo) | Best value — 4 months free vs monthly |
What's Included in PocketGuard Plus
- ✓Unlimited bank account connections
- ✓Unlimited custom spending categories
- ✓Debt payoff planning tools
- ✓"In My Pocket" spending view
- ✓CSV transaction export
- ✓Cashback and savings finder
- ✓Bill tracking and alerts
- ✓Priority customer support
PocketGuard vs SheetLink Pricing
| Feature | PocketGuard | SheetLink |
|---|---|---|
| Monthly price | Free or $12.99/mo | Free or $4.99/mo |
| Annual price | $74.99/year | $39.99/year |
| Free tier | 3 accounts, 2 categories | Last 7 days forever |
| Bank sync | Automatic (daily) | Manual click (privacy-first) |
| Platform | Mobile app (iOS/Android) | Google Sheets + Excel |
| Data export | CSV (Plus only) | Native Sheets + CSV/Postgres (MAX) |
| Customization | Pre-set categories | Fully customizable |
Is PocketGuard Plus Worth $74.99/Year?
PocketGuard is worth it if you…
- ✓Want a simple mobile-first budgeting app
- ✓Like the "In My Pocket" spending concept
- ✓Need built-in debt payoff tracking
- ✓Have more than 3 accounts to track
- ✓Prefer automatic daily syncing
SheetLink is better if you…
- ✓Want to save 47% ($39.99/yr vs $74.99/yr)
- ✓Already use Google Sheets or Excel
- ✓Prefer your own budgeting system
- ✓Need a free tier with no expiry
- ✓Want privacy-first manual sync
Frequently Asked Questions
How much does PocketGuard cost in 2026?
PocketGuard is free with limited features, or $12.99/month / $74.99/year for Plus. Plus unlocks unlimited accounts, custom categories, and export features.
What does PocketGuard Plus include?
PocketGuard Plus includes unlimited connected accounts, custom categories, debt payoff tools, and CSV export. The free plan limits you to a few accounts.
Is PocketGuard free?
PocketGuard has a free tier, but it's limited. Unlimited account connections require the Plus plan at $74.99/year.
What is a cheaper alternative to PocketGuard Plus?
SheetLink Pro costs $39.99/year vs PocketGuard Plus at $74.99/year. SheetLink syncs transactions directly to Google Sheets or Excel with no account limits.
You might also like
Tiller Money Pricing 2026
Complete pricing breakdown for Tiller Money, including plans, features, and cost comparison with SheetLink.
YNAB Pricing 2026
You Need A Budget (YNAB) pricing guide with monthly and annual plans, student discounts, and alternatives.
Quicken Pricing 2026
Quicken pricing for all editions: Starter, Deluxe, Premier, and Home & Business.
Mint Pricing 2026
Mint pricing guide (now discontinued) and best alternatives for budget tracking.
More flexible than PocketGuard
SheetLink gives you unlimited accounts and syncs directly to Google Sheets or Excel. Free forever for 7 days. Pro is $4.99/mo.