Copilot Pricing 2026
Copilot costs $13/month or $99/year— and only works on iOS and Mac. Here's how it compares to SheetLink.
Copilot
$13/mo
or $99/yr · iOS & Mac only
- ✓ Beautiful UI
- ✓ Smart categorization
- ✗ iOS & Mac only
- ✗ No Android or Windows
SheetLink
67% cheaper$4.99/mo
or $39.99/year · free tier forever
- ✓ Any platform via browser
- ✓ Google Sheets + Excel
- ✓ Free tier — no expiry
- ✓ Plaid bank sync
Sync bank transactions directly into Excel — no CSV exports.
Copilot Pricing Breakdown
| Plan | Price | Details |
|---|---|---|
| Free Trial | $0 for 30 days | Full access, no credit card required |
| Monthly | $13/month | Cancel anytime |
| Annual | $99/year ($8.33/mo) | Save ~2 months vs monthly |
What's Included in Copilot
- ✓Automated bank sync via Plaid
- ✓Beautiful, polished iOS and Mac UI
- ✓Smart AI transaction categorization
- ✓Monthly budgets and spending goals
- ✓Net worth and investment tracking
- ✓Bill and subscription detection
- ✓Shared household/partner access
- ✓30-day free trial
Copilot vs SheetLink Pricing
| Feature | Copilot | SheetLink |
|---|---|---|
| Monthly price | $13/mo | Free or $4.99/mo |
| Annual price | $99/year | $39.99/year |
| Free tier | 30-day trial only | Last 7 days forever |
| Bank sync | Automatic (daily) | Manual click (privacy-first) |
| Platform | iOS + Mac only | Any platform via browser |
| Spreadsheet support | None | Google Sheets + Excel |
| Customization | App categories + rules | Fully customizable |
Is Copilot Worth $99/Year?
Copilot is worth it if you…
- ✓Use iPhone and Mac as primary devices
- ✓Value a beautiful, polished app UI
- ✓Want automatic daily bank sync
- ✓Need net worth and investment tracking
- ✓Don't mind paying $99/year
SheetLink is better if you…
- ✓Want to save 67% ($39.99/yr vs $99/yr)
- ✓Use Android, Windows, or any browser
- ✓Already use Google Sheets or Excel
- ✓Need a free tier with no expiry
- ✓Want privacy-first manual sync
Frequently Asked Questions
How much does Copilot cost in 2026?
Copilot costs $13/month or $99/year with a 30-day free trial. It is only available on iPhone, iPad, and Mac.
Is Copilot available on Android or Windows?
No. Copilot is iOS and Mac only. If you need a cross-platform budgeting tool, SheetLink works on any device via Google Sheets or Excel.
What is a cheaper alternative to Copilot?
SheetLink costs $39.99/year (vs Copilot's $99/year) and works on any platform by syncing transactions to Google Sheets or Excel.
Does Copilot have a free plan?
No. Copilot only offers a 30-day free trial, after which you must subscribe.
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Pay 67% less than Copilot
SheetLink works on any platform via Google Sheets or Excel. Free forever for 7 days of history. Pro is $4.99/mo — less than half of Copilot's price.