Copilot pricing breakdown
| Plan | Price | Details |
|---|---|---|
| Free trial | $0 for one month | Full access, no credit card required |
| Monthly | $13/month | Cancel anytime |
| Annual | $95/year ($7.92/mo) | $61 less than paying monthly for a year |
What’s included in Copilot
- Automated bank sync via Plaid
- Polished apps for iPhone, iPad and Mac, plus a web app
- Smart AI transaction categorization
- Monthly budgets and spending goals
- Net worth and investment tracking
- Bill and subscription detection
- Shared household/partner access
- One-month free trial
Copilot vs SheetLink pricing
| Feature | Copilot | SheetLink |
|---|---|---|
| Monthly price | $13/mo | Free or $4.99/mo |
| Annual price | $95/year | $39.99/year |
| Free tier | One-month trial only | 1 bank, last 7 days, never expires |
| Bank sync | Automatic (daily) | Manual: press Sync now |
| Platform | iPhone, iPad, Mac and web; no Android | Chrome on any computer, or Excel on Mac, Windows and the web |
| Spreadsheet support | None | Google Sheets and Excel |
| Customization | App categories + rules | Fully customizable |
See the full Copilot comparison ›
Is Copilot worth $95/year?
Copilot is worth it if you…
- Use iPhone and Mac as primary devices
- Value a beautiful, polished app UI
- Want automatic daily bank sync
- Need net worth and investment tracking
- Don’t mind paying $95/year
SheetLink is better if you…
- Want to save 58% ($39.99/yr vs $95/yr)
- Use Android, which Copilot doesn’t support
- Already use Google Sheets or Excel
- Need a free tier with no expiry
- Want privacy-first manual sync
Questions
How much does Copilot cost in 2026?
Copilot costs $13/month or $95/year ($7.92/mo) with a one-month free trial. It runs on iPhone, iPad, Mac and the web, with no Android app.
Is Copilot available on Android or Windows?
There is no Android app. Copilot runs on iPhone, iPad and Mac, and its web app (launched in late 2025) works in a browser on Windows. If you need a budgeting tool that also covers Android, SheetLink syncs your transactions into Google Sheets from Chrome, or into Excel on Mac, Windows or the web with Pro, and your spreadsheet opens on any device.
What is a cheaper alternative to Copilot?
SheetLink Pro is $39.99 a year, against Copilot’s $95, and there’s a free plan for one bank and your last 7 days. It syncs transactions to Google Sheets or Excel, so it isn’t tied to Apple devices.
Does Copilot have a free plan?
No. Copilot only offers a one-month free trial, after which you must subscribe.