Simplifi pricing breakdown
| Plan | Price | Details |
|---|---|---|
| First year | $47.88/year ($3.99/mo) | Billed annually, no monthly billing option |
| Renewal | $83.88/year ($6.99/mo) | List price from the second year on |
| Free trial | None | 30-day money-back guarantee instead; you pay upfront |
What’s included in Simplifi
- Bank sync (Quicken says 14,000+ institutions)
- Spending plan with income tracking
- Watchlists for spending categories
- Savings goals and progress tracking
- Bill tracking and subscription alerts
- Investment tracking
- Spending reports and trends
- Web + iOS + Android apps
- Annual billing only, no monthly option
Simplifi vs SheetLink pricing
| Feature | Simplifi | SheetLink |
|---|---|---|
| Annual price | $47.88 first year ($3.99/mo), then $83.88/year ($6.99/mo) | $39.99/year, or free |
| Free tier | None; no free trial, 30-day money-back guarantee | 1 bank, last 7 days, never expires |
| Billing | Annual only | Monthly ($4.99) or annual ($39.99) |
| Platform | Web + iOS + Android | Google Sheets and Excel |
| Bank sync | Automatic (daily) | Manual: press Sync now |
| Customization | App categories + watchlists | Fully customizable spreadsheets |
| Data export | CSV export | Native in Sheets and Excel; CSV and JSON from the CLI; Postgres and SQLite with Max |
See the full Quicken comparison ›
Is Simplifi worth $47.88 a year?
Remember that $47.88 is the first-year price. From the second year Simplifi bills $83.88 a year ($6.99 a month), more than double SheetLink Pro’s $39.99 a year.
Simplifi is worth it if you…
- Want a clean mobile-first budgeting app
- Prefer automatic daily bank sync
- Like the Spending Plan approach
- Want a modern alternative to Quicken Classic
- Don’t need spreadsheet flexibility
SheetLink is better if you…
- Need a free tier that never expires
- Work in Google Sheets or Excel
- Don’t want to commit annually upfront
- Want full control over data layout
- Value privacy-first manual sync
Questions
How much does Simplifi cost in 2026?
Simplifi by Quicken costs $47.88 for the first year, billed annually, which works out to $3.99/month. At renewal it goes to the list price of $83.88/year ($6.99/month). There is no free trial or free tier, only a 30-day money-back guarantee.
Is Simplifi better than Mint?
Simplifi is a solid Mint replacement with bill tracking and spending plans. Unlike Mint, it’s not free: it costs $47.88 for the first year and $83.88/year after that. SheetLink, which starts free, is an alternative for people who prefer spreadsheets.
Does Simplifi have a free plan?
No. Simplifi has no free plan and no free trial; it offers a 30-day money-back guarantee instead. You pay $47.88 for the first year, billed annually, then $83.88/year at renewal.
What is cheaper than Simplifi?
SheetLink has a permanent free plan, and Pro is $39.99 a year, against Simplifi’s $47.88 first-year price and $83.88 renewal price. It syncs bank transactions to Google Sheets or Excel.